Hello Jonathan Warwick,
Greetings from LightStream Finance!
We are glad that we are entering into this deal and you are being granted a long- term personal loan of
$2,000.00 with flexible repayment options.
Your funding is on its way. So, you can plan ahead, here’s a look at some of the most relevant details related
to your loan is provided below:
If you want to take steps to pay off your loan even sooner, you can also make additional payments at any
time. There are no fees or any penalty for doing so. Just you need to contact us via email or call or you can
login into your account and make the payment in the Account Over Cruz view Section
Loan Confirmation ID RC5KLS2009
Loan Amount $2,000.00
Loan Term 2 Years (24 Months)
Total Interest (Rate 10.00%) $200.00
Monthly Installment
Total Amount $2200.00
Monthly Payment Start Date 15th May 2025
Bank Account 10463456251
Applicant Name Jonathan Warwick
Loan Officer
Rodney Rodriguez
LightStream Finance
Direct Line: (361)247-0321
Email us at:lightstreamfinancesolutions21@[Link] © 2022 AARC,LLC. All Rights Reserved
Office Address – 2202 N Westshore Blvd, Tampa, FL, 33607
Contact Info-
(813) 467-8555
Terms & Conditions
Please note that this is a pre-approved long term unsecured personal loan on lower interest rates offered only to
be selected applicants WITHOUT CONSIDERING THEIR PRESENT CREDIT SCORES, hence you need to prove to our
company that you are a genuine customer who is financially capable enough to repay this loan within the period of
36 months as per agreement.
Please Note: –
● Never share your Loan Confirmation ID with anyone.
● Being a finance lender, we are supposed to have a few personal data of customer(s). Henceforth, we hereby
promise you that all of your data will be kept confidential and secure with us.
● This is an unsecured loan; hence customer(s) should make sure that they are proceeding further in a
secured manner, so that no trouble is faced by any of the parties in the near future.
● Due to Covid-19, it is
mandatory for every
customer of LightStream
Finance to get
himself/herself covered
with Payment Protection
Insurance (PPI).
● In some scenarios, as the loan is subject to online verification, the customer may need to verify his/her
banking details which includes bank account number, routing number, user information and other
necessary details.
● As a part of KYC, LightStream Finance may require verifying the customer’s bank account by making a small
Mobile depositing customer’s bank account (which is not / never will be part or portion of the loan
amount).
● In certain scenarios it is required to initiate a Credit Restoration Process in order to increase the Credit
Points of customer(s) up to or near to 700 points, if advised by the Accounts & Billing team.
● LightStream Finance holds the right to realize EFT charges and Loan File Charges from customer(s). This is
borne by LightStream Finance in the first place. Customers are bound to pay these charges in the mode
as
suggested by the Loan Officer. The Loan Origination Fee will be 2.5% of the loan amount.
● In cases, wherever point no. 6 & 7 are applicable, customer is liable to pay back all the expenses borne by
LightStream Finance, post this only actual Loan Amount will be directly deposited in customer(s) bank
account within 30 minutes.
● Post loan amount is credited in the customer(s) bank account, a hard copy of Loan will be dispatched.
● Agreement and an Authorization letter will be sent to customer(s) mailing address, which is required to be
read carefully and duly signed by customer(s) and sent back to LightStream Finance via mail or by visiting
the nearest branch within 5 working days.
● Each and every personal data of customer(s) will be kept secure and private with LightStream Finance as
per the Data Protection Act, 1987.
● ** Taxes Applicable on Loan Amount and It depends on state-to-state transfer fee applied by federal Trade
Commission.
Office Address – 2202 N Westshore Blvd, Tampa, FL, 33607
Contact Info-
(813) 467-8555
This Agreement supersedes any previous Terms of Use Agreement to which you and LightStream Finance may have
been bound. This Agreement will be binding on, inure to the benefit of, and be enforceable against the parties and
their respective successors and assigns. Neither the course of conduct between parties nor trade practice shall act to
modify any provision of the Agreement. All rights not expressly granted herein are hereby reserved. Headings are for
reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. Thank
you.
Rodney Rodriguez (Applicant’s Signature) Loan Officer Cruz Rodriguez
Date20/09/2023
Certain limitations
apply. Subject to
approval. Contact
your Loan officer
from LightStream
Finance. Funds will
be directly
deposited into your account or card. Licensed by the California Department of Corporations pursuant to the
California Deferred Deposit Transaction Law and Finance Lenders Law. Licensed by the Delaware State Bank
Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474;
8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431; and 012075. Delaware licenses expire on 12/31/22. Rhode
Island Licensed Check Casher. In TEXAS, loans offered by LightStream Finance Small Loans of Ohio, Inc. Lic. #
SM501671. Credit services offered by PCSO of Ohio, Inc. d/b/a LightStream Finance, licensed credit services
organization (CSO Lic. #CS.900186.000), and loans arranged with NCP Finance OH, LLC (OH Lic. # 501673.000), an
unaffiliated third-party lender, and subject to their approval. Check cashing offered by LightStream Finance, Cash
Advance Centers of Ohio, Inc. OH Lic. # CC700078. In Texas, loans arranged with an unaffiliated third-party lender by
ACSO of Texas, L.P. d/b/a, LightStream Finance a licensed credit access business, and subject to lender’s approval. In
Virginia, LightStream Finance Centers of KANSAS, Inc. licensed by the KANSAS State Corporation Commission. PL-12;
VTL-41.
Office Address – 2202 N Westshore Blvd, Tampa, FL, 33607
Contact Info-
(813) 467-8555
