Ark Insurance Group Limited
ARK CV GUARD Agency Number 08623
Client Ref TANASEI1
Mr Ion Tanasa
73 Elliott Street
Ipswich
IP1 2HJ
CERTIFICATE OF MOTOR INSURANCE
1. Registration Mark of Vehicle. Certificate Number ARK-CVM08623100211
X401 CNV W 75
2. Make and Model of Vehicle.
MERCEDES-BENZ SPRINTER 311 CDI MWB Van
3. Name of Policyholder.
Mr Ion Tanasa
4. Effective date of commencement of insurance
for the purposes of the relevant law.
1211 hours 3rd June 2020
5. Date of expiry of Insurance.
1200 hours 2nd June 2021
6. Persons or classes of persons entitled to drive.
Those specified below, provided that the person driving holds a licence to drive the
vehicle or has held and is not disqualified from holding or obtaining such a licence.
Policyholder Only
This policy does not provide cover for you or any driver named on this policy when driving other
cars. Your cover is for yourself and any named drivers to drive your car covered by us.
7. Limitations as to use subject to the exclusions below.
Own Goods Unlimited
Use of the insured vehicle by any Permitted Driver for Social,
Domestic & Pleasure including commuting to / from a permanent place of
work. Use is extended to include the carriage of own goods in
connection with the Business of the Policyholder, but excludes door to
door selling or delivery services. Excluding Use for hire or reward
purposes. Excluding Use for any purpose in connection with the Motor
Trade. Excluding Use for any competitions, trials, performance test,
race or speed trial including off-road events whether between motor
I hereby certify that the Policy to which this certificate relates satisfies the Mulsanne Insurance Company Limited
requirements of the relevant Law applicable in Great Britain, Northern Authorised Insurers
Ireland, the Isle of Man, the Island of Guernsey, the Island of Jersey and Address: 1st Floor, Grand Ocean Plaza, Ocean Village, Gibraltar.
the Island of Alderney. For and on behalf of Authorised Insurers – Mulsanne Insurance Company Limited and
Authorised Co-Insurers. Mulsanne Insurance Company Limited is licensed by the Gibraltar
Financial Services Commission to carry on insurance business under the Financial Services
(Insurance Companies) Act 1987. The Liability of each insurer to the policyholder is several,
that is, limited to its participation under this policy and does not extend to the
liability of any other Insurer, under this policy to the policyholder.
AUTHENTICATED P Cole
as authorised agent on behalf of the Insurer Director
Mulsanne Insurance Company Limited
NOTE: For full details of the insurance cover reference should be made to the Policy.
Third Party Claims. Nothing contained in this certificate affects your right as a Third Party to make a claim.
Warning: This Certificate has been prepared using a laser printer and is not valid if altered in any way.
For change of vehicle or termination of insurance - Refer to your policy schedule.
Ark Insurance Group Limited SCHEDULE
Address: Agent’s Details
Oak House This insurance policy is issued by Mulsanne Insurance Company Limited, Broker Name Impact Insurance Services (Bolton) Ltd
Eastwood Business Village and Authorised Co-Insurers. Mulsanne Insurance Company Limited is Address of Issuing Office 625 Chorley Old Rd
Harry Weston Road licensed by the Gibraltar Financial Services Commission to carry on Bolton
Coventry insurance business under the Financial Services (Insurance Companies) Lancashire
CV3 2UB Act 1987. Co-Insurers details can be supplied on request.
BL1 6BJ
Telephone No: 01204 848481
Agency No: 08623 Client Ref: TANASEI1
This schedule should be retained and read in conjunction with the policy document.
DETAILS OF THE POLICYHOLDER
Name: Mr Ion Tanasa POLICY NUMBER
Address: 73 Elliott Street
ARK-CVM08623100211
Ipswich
Product: ARK CV GUARD
Postcode: IP1 2HJ
Occupation: Scrap Dealer Effective from 1211 hours 3rd June 2020
Date of Birth: 18/04/1987 N.C.D. 0 years Not Protected To 1200 hours 2nd June 2021
VEHICLE DETAILS
Engine Year of Number of Vehicle Date of Registration
Make/Model/Body Type
Capacity Make Seats Value Purchase Number
MERCEDES-BENZ
SPRINTER 311 CDI MWB 2148cc 2000 3 £1500 22/05/2020 X401 CNV
Van
COVER APPLYING ADDITIONAL COVER INCLUDED.
Please refer to the current Certificate of Motor Insurance for permitted drivers and limitations as to use None
Cover: Comprehensive
Sections applying: 123456
ENDORSEMENTS APPLYING
Code Description/Wording Applies to
NO ENDORSEMENTS APPLYING
Policy Excess
Accidental Damage Fire Theft Windscreen
Voluntary Excess £250 £250 £250 -
Compulsory Excess £350 £350 £350 £75
Total Excess £600 £600 £600 £75
Driver Excess The following excesses apply to individual drivers (in addition to Policy Excesses shown above).
Driver No./Name
1 Mr I Tanasa
Note Young /Inexperienced Driver excesses may also apply – see Policy Booklet for details.
Reason for Issue Adjustment Date of Issue 3rd June 2020 Time of Issue 1213 hours
Page 1 of 3 Policy Booklet Reference: MICVPOL 010320_V1.1
Endorsement Library
E03 - Tracking Device
We shall not be liable for loss of, or damage to Your Vehicle caused by theft or attempted theft, unless Your
Vehicle is fitted with a tracking device using GPS satellite technology for which there is continuous
subscription.
E04 - Garaging / Vehicle Security
We shall not be liable for loss of or damage to Your Vehicle caused by theft or attempted theft which shall
include the taking and driving away of Your Vehicle without authority unless Your Vehicle is kept in a locked
and secured location to which the general public does not have access. This restriction will not apply when the
Vehicle is parked during the course of a journey.
E05 - Driving Other Van Extension
We will extend the cover provided under Section A. (Legal liability to others) to You whilst You are driving any
other vehicle (up to but not exceeding the gross vehicle weight of Your Vehicle) that You do not own, have not
hired under a hire purchase agreement or leased under a leasing agreement. This extension does not apply
outside the area described in Section 8. ‘ Geographical limits’ of this Policy. The cover provided by this
extension is limited to liabilities to third parties only.
This cover only applies if:
(a) there is no other insurance in force which covers the same claim;
(b) You have the owner’s permission to drive the vehicle;
(c) the vehicle is insured by the owner;
(d) the vehicle is being driven within the Geographical limits;
(e) You still have Your Vehicle and it has not been sold, written off or damaged beyond cost-effective
repair.
We do not cover loss of, or damage to, any other vehicle You drive. The driving other cars extension cannot be
Used to secure the release of a motor vehicle which has been seized by, or on behalf of, any government or
public authority.
E06 - Modified Vehicles
This Policy is endorsed to include cover for modifications to Your Vehicle as specified by You on Your
Statement of Fact. In the event of any claim however, We will only pay an amount not greater than the cost of
the Manufacturer's standard part / Standard Accessory for Your Vehicle
E07 - Hire & Reward use extension
Irrespective of the conditions and exclusions of the Policy, Your Policy is endorsed to include Use of Your
Vehicle for Hire & Reward purposes for the carriage of goods.
E08 - Camera Endorsement
Your Vehicle must be fitted with an Ark approved camera. A list of those approved is available from Ark. If this
is not effected within 30 days of inception, Your Policy will be cancelled and any refund will be as per Our
short period cancellation rates detailed in paragraph 2 ‘C ancellation’ of the General Conditions of Your Policy.
Proof of fitting may be required and will be required in the event of a claim.
E09 - Two Way Radio Endorsement
The indemnity provided under Sections 2 and 3 includes loss of, or damage to, radio transmitting and receiving
equipment permanently installed in Your Vehicle and used in connection with the Policyholder's occupation.
The maximum sum payable in respect of such loss or damage shall be limited to £500. Any claim made in
respect of such loss or damage will be subject to the relevant Policy excess specified in the Schedule. Any claim
made for Two Way Radio Equipment will affect Your No Claim Discount as per Section 10 ‘ No Claim
Discount’ of Your Policy.
E10 - Licensing and Local Authority Regulations Endorsement
You and any named driver, who is using Your Vehicle for profit, must at all times be in possession of a valid
Private / Public Hire Licence, comply with the local authority licencing regulations and the insured vehicle must
display a valid licence plate in accordance with such regulations. Failure to comply with these terms may result
in all cover under this Policy being cancelled and you will receive a refund as per Our short period cancellation
rates detailed in paragraph 2 ‘ Cancellation’ of the General Conditions of Your Policy.
E11 - Noted Owner Endorsement
It is noted that the insured vehicle is not owned and / or registered by the insured Policyholder.
E12 - Replacing Your Taxi Endorsement
Your Policy will be cancelled if You change Your Vehicle more than 4 times throughout the duration of the
Period of Insurance.
E13 - Free format Endorsement
Leave blank for us to use on a free format basis.
E14 - Motor Trade use extension
Irrespective of the conditions and exclusions of the Policy, Your Policy is endorsed to include Use of Your
Vehicle for Motor Trade purposes in connection with the Business of the Policyholder.
E15 - Commercial Traveling extension
Irrespective of the conditions and exclusions of the Policy, Your Policy is endorsed to include Use of Your
Vehicle for door to door selling and delivery services in connection with the Business of the Policyholder.
E16 - Voluntary £250 Excess
Voluntary £250 Excess - The Excess for all claims made under Section 2 and 3 of this Policy are increased by
£250, this amount is in addition to any other excesses that apply.
E17 - Voluntary £500 Excess
Voluntary £500 Excess - The Excess for all claims made under Section 2 and 3 of this Policy are increased by
£500, this amount is in addition to any other excesses that apply.
E18 - Accidental Damage Fire and Theft Excess (Comprehensive Policies)
We shall not be responsible to pay the first amount as shown below of any claims or series of claims arising out
of one event in respect of which indemnity is provided by the Accidental Damage Section and/or Fire and Theft
Section of your policy.
E19 - Fire and Theft Excess (Third Party Fire and Theft Policies)
We shall not be responsible to pay the first amount as shown below of any claim or series of claims arising out
of one event in respect of which indemnity is provided by the Fire and Theft Section of your policy.
E20 - Overnight Physical Security Requirement
It is a condition of this Insurance that while your vehicle is left unattended overnight, between the hours of
10pm and 6am, an approved Physical Security Device is fitted and operative. In the absence of such device
being fitted to your vehicle the Theft Section of your Policy is inoperative.
