1. Nature of the Product (No Physical Item) This section clarifies exactly what the customer is buying. "This is a DIGITAL DOWNLOAD only. No physical product will be shipped to you. After purchase, you will receive a link to download the files." 2. Refund & Exchange Policy Since digital files can't truly be "returned," you must clearly state your policy on refunds. "Due to the digital nature of this product, we are unable to offer refunds, exchanges, or cancellations. Please ensure you have...