Maximise your yield. Safely & easily

Get yield by simply holding assets in your wallet. Don't miss out on our special offer and boost your earnings!
15% APY
compared to:
11%
7%
4.5%
$640,000+
paid in rewards
5% APY
compared to:
0.28%
1%
0.1%
6% APY
compared to:
2.73%
2.79%
3%
$10,000,000+
deposited

Your assets are protected by Hypernative

Leading enterprise-grade cybersecurity platform
$100B+ safeguarded
Protecting over $15 billion in digital assets with robust security.
Top-tier threat prevention
Advanced systems to block even the most sophisticated cyber threats.
Proof against exploits
Engineered to withstand complex hacks and vulnerabilities.
Trusted by industry leaders
Providing security solutions for top players worldwide.

Fixed-term Earn

Stop holding, start earning!

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Step 1
Top up your EXMO.com balance
Deposit funds to buy assets or simply transfer them to your wallet.
Step 2
Choose an asset to earn
Select a higher interest rate by choosing the Standard or Advanced package.
Step 3
Receive reward
Receive income after the earn period ends or start earning again.
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How are my assets protected?

At EXMO.com, we have our own risk monitoring and management system, which includes:

  • Round-the-clock supervision provided by Kroll, ensuring your account is always safeguarded.
  • Supplying assets only in protocols that have a proven track record in the market, like MakerDAO or Compound, have been audited by reputable firms or have over $50,000,000 in assets under management.
  • Diversifying assets across different protocols for risk mitigation.
  • Monitoring protocol performance to timely reallocate assets.
  • Using advanced custodial solutions like Ledger for asset storage.

Earn on EXMO.com pays off

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Extra income from holding

Earn allows you to profit simply by keeping coins on your balance. You can view this as receiving interest on your holdings.

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Simple process

You receive your reward automatically once an earn period ends. If you wish to earn regularly, our auto-renewal option is available.

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Increased profit

By holding a certain amount of EXMO Coins (EXM) on your balance, you can receive a higher interest rate for your assets.

EXMO Coins boost your yield

Earn more with some assets using our special packages. You just need to hold a certain amount of EXM on your balance. The more EXM, the higher the rate.

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Standard

Hold
50,000 EXM
Annual rate
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Advanced

Hold
120,000 EXM
Annual rate

What is Earn on EXMO.com?

Earn opens the door to effortless passive income! Simply hold a specific amount of crypto assets in your wallet and watch the rewards roll in.

Is it possible to earn with any coin?

You can profit from any crypto available on our Earn Fixed list. Earn Flexible currently offers only USDT and USDC assets.

How to start earning?

Choose between Earn Fixed and Earn Flexible plans. Make sure you have an available amount of assets on your EXMO.com wallet. Then, you need to start an Earn subscription in just a few clicks.

What is the Difference between Earn Fixed and Earn Flexible?

Earn Fixed provides higher APY, has a range of 30+ assets and offers higher yield with EXM on balance. Meanwhile, Earn Flexible does not establish contract duration, has immediate capitalization and presents daily rewards.

What is the duration of the Earn subscription?

Each subscription of Fixed contracts has a specific lifespan depending on the particular asset to be used for earning. Earning begins at 00:00 UTC on the day following the start of the subscription. Flexible contracts do not have an obligatory duration.

When are earning rewards credited?

At the end of the Earn Fixed subscription period, the amount locked for earning is returned to the balance along with the reward. The reward is accrued within 24 hours after the end of the subscription period, starting from 00:00 UTC the next day. Rewards of the Earn Flexible contract appear at 00:01 of the next day after opening a plan and repeat every day.

Can an Earn subscription be terminated early?

The early termination option of the Earn Fixed contract is possible, but in this case, you will not receive an earning reward. After subscription termination, the amount of assets that were used to earn will be returned to your balance. The termination of the Earn Flexible is possible at any time, with the preservation of rewards for each day before the day of the termination.

How to raise the annual percentage rate?

EXMO Coin holders can increase profitability with special packages – Standard and Advanced. To get an increased rate for Earn Fixed contracts, you have to hold at least 50,000 EXM (for Standard) and at least 120,000 EXM (for Advanced) in your balance and in Earn subscription for the entire duration of your Earn Fixed subscription.

Where is yield derived from?

Your earnings come from reliable sources. We partner with established blue chip companies (such as Aave, Compound, Morpho, etc.) that have over $100 million in secure holdings and which code was independently reviewed by security experts.

How many EXM do I need to get an increased rate for multiple Earn subscriptions?

With at least 90,000 EXM in your balance, you can start Earn Fixed subscriptions at the Advanced rate for several assets at once. To keep this rate, simply maintain the required EXM balance throughout the entire period of your subscriptions.